48074 ZIP Code — Smiths Creek, MI

Saint Clair County, Michigan

ZIP code 48074 is located in Smiths Creek, Michigan, within Saint Clair County. It covers approximately 37.20 square miles and serves a population of 9,594 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 810.

About ZIP code 48074

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $172,500. Owner-occupancy is high at 89%, well above the national average.

Median household income is $61,574. 38% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with manufacturing as the leading industry. The average commute of 30 minutes is near the national average.

College attainment at 13% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (23%) compared to national benchmarks.

Overall, ZIP code 48074 reflects a community defined by a trades-oriented workforce, high homeownership, and a significant Social Security-dependent population.

9,594

population

37.20

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

48074 ZIP code map

Cities in ZIP code 48074

Below are the cities the US Postal Service accepts for ZIP code 48074. Using any city not on this list may result in mail delivery delays.

City	Status
Smiths Creek	Acceptable
Smiths Creek	Preferred

Nearby ZIP codes

48040 Marysville (5.5 mi) 48060 Port Huron (6 mi) 48027 Goodells (6.1 mi) 48049 North Street (6.1 mi) 48079 Saint Clair (6.5 mi) 48006 Avoca (10.8 mi) 48041 Memphis (11.8 mi) 48032 Jeddo (13.1 mi) 48022 Emmett (13.3 mi) 48062 Richmond (13.5 mi) 48050 New Haven (16 mi) 48039 Marine City (17.5 mi)

Demographics updated 06/2026

Population
Total population	9,594
Population density	258 / sq mi
State FIPS	26
County FIPS	147

Geography
Land area	37.20 sq mi
Water area	0.31 sq mi
Latitude	42.9474
Longitude	-82.5714
Timezone	Eastern (ET)
Area code	810

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	44.7%	43.0%	42.6%
$50k – $100k	32.8%	31.9%	31.1%
$100k – $200k	20.3%	21.1%	20.6%
Over $200k	2.2%	4.0%	5.7%

Demographics & statistics

9,594

Population

258

People per sq mi

43.2

Median age

$61,574

Median household income

$30,646

Per capita income

$172,500

Median home value

$1,148

Median monthly rent

88.7%

Home ownership

10.2%

Poverty rate

7.0%

Unemployment

3,407

Housing units

13.1%

Bachelor's or higher

Age distribution

Male Female

242

Under 5

222

240

5–9

221

394

10–14

362

229

15–19

211

251

20–24

230

570

25–34

524

725

35–44

666

700

45–54

642

430

55–59

394

410

60–64

377

558

65–74

512

205

75–84

189

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	1,990	20.7%
18 and over	7,604	79.3%
65 and over	1,554	16.2%
Median age	43.2 years

Race & ethnicity

White 86.3%

Two or more races 6.1%

Hispanic or Latino 4.5%

Other race 2.6%

American Indian / Alaska Native 0.3%

Asian 0.1%

Black or African American 0.1%

Group	Count	%
White	8,670	86.3%
Two or more races	609	6.1%
Hispanic or Latino	451	4.5%
Other race	265	2.6%
American Indian / Alaska Native	32	0.3%
Asian	11	0.1%
Black or African American	7	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	44.7%	43.0%	42.6%
$50k – $100k	32.8%	31.9%	31.1%
$100k – $200k	20.3%	21.1%	20.6%
Over $200k	2.2%	4.0%	5.7%

Under $10k 2.8%

$10k–$15k 3.7%

$15k–$25k 4.5%

$25k–$35k 9.0%

$35k–$50k 20.9%

$50k–$75k 19.4%

$75k–$100k 10.9%

$100k–$150k 18.7%

$150k–$200k 8.1%

$200k+ 1.9%

Range	% of households
Under $10k	2.8%
$10k–$15k	3.7%
$15k–$25k	4.5%
$25k–$35k	9.0%
$35k–$50k	20.9%
$50k–$75k	19.4%
$75k–$100k	10.9%
$100k–$150k	18.7%
$150k–$200k	8.1%
$200k+	1.9%
Median income	$61,574

Housing

Home values

Under $50k 8.8%

$50k–$100k 16.1%

$100k–$150k 16.0%

$150k–$200k 20.2%

$200k–$300k 22.7%

$300k–$500k 14.5%

$500k–$1M 0.5%

$1M+ 1.3%

Housing overview

Metric	Value
Median home value	$172,500
Median rent / month	$1,148
Owner occupied	88.7%
Renter occupied	11.3%
Vacant	1.9%
Single-family detached	83.1%
Large apartment buildings	0.0%
Mobile homes	13.0%
Median rooms	6.1
Avg household size (owned)	2.52

Year built

Era	%
2020 or later	0.9%
2010–2019	4.1%
2000–2009	18.2%
1990–1999	20.4%
1980–1989	8.1%
1970–1979	9.2%
1960–1969	9.6%
1950–1959	12.1%
1940–1949	11.0%
1939 or earlier	6.3%

Bedrooms

Size	% of units
No bedroom (studio)	0.8%
1 bedroom	1.5%
2 bedrooms	16.4%
3 bedrooms	64.9%
4 bedrooms	14.4%
5+ bedrooms	2.0%

Vehicles per household

Vehicles	% of households
No vehicle	2.6%
1 vehicle	28.6%
2 vehicles	38.1%
3 or more	30.6%

Heating fuel

Fuel type	%
Utility gas	84.6%
Electricity	5.1%
Propane / LP gas	6.9%
Fuel oil	1.1%
Wood	1.9%

Households & families

Household type	Count	%
Married-couple family	2,075	55.2%
Cohabiting couple	498	13.3%
Male householder, no spouse	504	13.4%
Female householder, no spouse	680	18.1%
Households with children under 18	1,160	30.9%
Households with seniors (65+)	1,219	32.4%
Average household size	2.54

Marital status

Status	Male	Female
Never married	28.2%	20.9%
Married	55.4%	50.7%
Separated	0.6%	0.2%
Widowed	2.0%	13.4%
Divorced	13.8%	14.8%

Education

Less than 9th grade 2.3%

Some HS, no diploma 8.4%

HS graduate 36.6%

Some college, no degree 28.2%

Associate's degree 11.3%

Bachelor's degree 7.5%

Graduate / professional 5.6%

Metric	%
HS diploma or higher	89.2%
Bachelor's or higher	13.1%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	181	8.1%
Kindergarten	48	2.1%
Elementary school	911	40.7%
High school	501	22.4%
College / grad school	599	26.7%

Employment

Industry of employment

Manufacturing 21.7%

Education & healthcare 20.4%

Construction 12.3%

Retail trade 10.9%

Arts, food & hospitality 8.9%

Professional & management 8.4%

Transportation & utilities 4.5%

Other services 3.9%

Public administration 3.8%

Finance & real estate 2.9%

Wholesale trade 1.7%

Information 0.4%

Agriculture & mining 0.2%

Occupation

Category	%
Management, business & arts	30.0%
Service	18.0%
Sales & office	14.5%
Natural resources & construction	13.6%
Production & transportation	23.8%

Employment type

Type	%
Private sector	86.3%
Government	8.8%
Self-employed	4.7%
Unpaid family workers	0.2%

Commute

Method	%
Drive alone	86.3%
Carpool	6.6%
Public transit	0.0%
Walk	0.0%
Work from home	6.5%
Other means	0.6%
Avg commute (minutes)	29.5

Poverty

All people 10.2%

Under 18 years 12.5%

18 and over 9.6%

Married-couple families 4.6%

Female-led households 9.8%

Income support

Source	% of households
Social Security	37.9%
Retirement income	30.6%
Supplemental Security	3.0%
Cash public assistance	2.0%
Food stamps / SNAP	13.5%

Health indicators

Condition	%
Obesity	38.9%
High blood pressure	34.1%
High cholesterol	34.8%
Diabetes	11.2%
Heart disease	7.0%
Stroke	3.3%
Asthma	11.5%
Arthritis	30.9%
Kidney disease	3.0%
Pulmonary disease	8.7%
Cancer	6.7%

Behavior / access	%
Smoking	23.3%
Binge drinking	19.9%
No physical activity	21.5%
Less than 7 hrs sleep	33.4%
Depression	22.1%
Fair or poor health	15.7%
Poor mental health	17.2%
Poor physical health	11.9%
No health insurance	10.0%
Visited doctor (checkup)	73.3%
Visited dentist	68.4%
Cholesterol screening	90.6%
Teeth loss	13.8%

Veterans & disability

Veterans	Count	%
Civilian veterans	374	4.9%

Disability	%
Any disability	15.0%
Under 18	8.2%
18–64 years	12.1%
65 and over	35.0%

Health insurance coverage

Type	%
Private insurance	69.5%
Public insurance	42.3%
No insurance	4.7%
Uninsured under 19	3.5%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	9,130	95.2%
Spanish	10	0.1%
Other Indo-European	0	0.0%
Asian & Pacific Islander	10	0.1%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	9,495	99.0%
Born in same state	9,436	98.4%
Born in different state	8,420	87.8%
Foreign born	59	0.6%
Naturalized citizen	99	1.0%
Not a US citizen	25	25.3%

Ancestry

Ancestry	Count	%
Italian	1,006	10.5%
French	950	9.9%
Arab	533	5.6%

Ancestry	Count	%
German	252	2.6%
English	217	2.3%
Irish	107	1.1%

Technology access

Metric	% of households
Computer access	39.2%
Internet access	94.4%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 48074

What city is ZIP code 48074 in?

ZIP code 48074 is primarily assigned to Smiths Creek, Michigan.

What county is ZIP code 48074 in?

ZIP code 48074 falls within Saint Clair County, Michigan.

Is ZIP code 48074 mostly owner-occupied?

89% of occupied units in ZIP code 48074 are owner-occupied, well above the national average.

How educated is the population of ZIP code 48074?

13% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

Does ZIP code 48074 have a large retiree population?

38% of households in ZIP code 48074 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 48074?

The median home value in ZIP code 48074 is $172,500.

What timezone is ZIP code 48074 in?

ZIP code 48074 observes the EST timezone.